Around two years ago I was involved in a very minor car accident. A huge truck moved out of its lane and was about to crush my much smaller car, I pulled away from it, and consequently scraped the side of the car in the next lane.
We were all doing about 15 mph. The damage to my car was a very tiny scratch; to the other car, nothing.
I did my duty – stopped and gave my details to the other driver, told my insurance company, cursed my luck and drove on. I didn’t even bother to get the scratch repaired.
Imagine my surprise then when I discovered that the driver of the other vehicle was claiming that she had suffered whiplash, had had to have her car off the road for repairs, had needed physiotherapy, and had to buy a new child’s seat and pram for her baby while driving the car she’d been forced to hire in the interim.
I won’t bore you with the full story (see below if you want to know more), but last week we had our day in court. And it really was a full six hour shift complete with barristers and judge.
What had happened was that the driver of the other car had received a phone call which opened with the telling line, “I understand you have been in an accident that wasn’t your fault…”
I was outraged when I heard of the whiplash allegation, and told my insurance company I wanted to fight the case. And thus last week, two years on from the event, the judge not only ruled in my favour, but also ruled that the lady bringing the case should pay the full costs. Something that amounted to a little over £5000.
Worse (for her), I found out later that because the judge ruled that she had deliberately sought to mislead the court with her whiplash claim, the “no win no fee” company would not be picking up the tab. She would have to pay.
No win no fee, in this case, turned into a £5000 bill.
I thought of all this as I came this morning to write an advert for our “Payment By Results” service. It is, after all a service in which if you don’t get any sales you don’t pay us any money.
However, given that there is no court involved, no barristers, and no judge there really is no chance that you will be caught out. You send us your advert, we send it out from time to time, you get the orders, and then at the end of each month you tell us how many sales you’ve made. We send you an invoice for our commission at the agreed rate.
At the moment we have space to accept a small number of new clients with products that sell into nursery schools and secondary schools (but not primary schools).
If you would like to explore whether this could help you sell your product or service, please do email Stephen@hamilton-house.com and send him the details of what you sell, the price, and if possible a link to your website where the product is listed.
If by any chance you have been approached by a no win no fee company and want to know more about my big day in court, you can ring me on 01536 399 013, and as long as I am not talking to a customer, I’ll be happy to have a natter. It was a most revelatory day.
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